Real Estate Talk

I am asked frequently what is needed by a lender to obtain financing. Following the steps below will get you closer to buying a house.

• Two years of employment
• Two most current paystubs
• Last 2 years W2's 
• Last 2 years tax returns
• Self employed (last 2 years tax returns)
• Rental income verification (last 2 years tax returns)
• Last 2 bank statements (all pages), or proof of down payment
• FHA - 3.5% for a down payment or proof of gift funds
• A minimum of 3% of the value of the house for a closing cost (varies)

For the contact information of lenders to obtain a no obligation pre-approval letter, please send me an email, text, or just call. If emailing please state "Requesting Lender Information" in the subject line. Thank you!