Don't forget to factor in closing costs when considering a home sale or purchase. REAL ESTATE WEST is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 310-251-9999 if your needs include a real estate pro ready for the business side of real estate.

Expected closing costs

There are certain ordinary expenses accompanying closing the sale of a house. These costs are usually split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help show you through the deal.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying real estate in Los Angeles County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not surprised when you get to the closing appointment. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed3.79%3.91%
15-yr Fixed3.04%3.2%
1-yr Adj2.78%3.45%
* national averages



Ed Carroll Jr     

Broker Associate                                  

                       

905 Manhattan Beach Blvd                                 

Manhattan Beach, CA 90266                        

Cell:  310-251-9999             


REAL ESTATE WEST 905 Manhattan Beach Blvd. Manhattan Beach, CA 90266
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